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What is first-time penalty abatement?

Filing Mistakesintermediate2 answers · 6 min readUpdated February 28, 2026

Quick Answer

First-time penalty abatement (FTA) is an IRS program that automatically removes failure-to-file, failure-to-pay, and failure-to-deposit penalties if you have 3+ years of clean compliance history. The IRS grants FTA in approximately 88% of cases, abating an average of $3.2 billion in penalties annually across all taxpayer types.

Best Answer

DF

Diana Flores, EA

Individual taxpayers seeking to understand the first-time penalty abatement program and how to use it

Top Answer

What is first-time penalty abatement?


First-time penalty abatement (FTA) is an administrative waiver program that allows the IRS to remove certain penalties for taxpayers who have maintained good compliance history. According to IRS data, this program removes approximately $3.2 billion in penalties annually, with an 88% approval rate for qualified applicants.


FTA is not a one-time program despite its name. You can use it once every three years as long as you maintain clean compliance history between uses.


Penalties covered by first-time penalty abatement


FTA removes these penalties completely:

  • Failure-to-file penalty: 5% per month (up to 25% of unpaid tax)
  • Failure-to-pay penalty: 0.5% per month
  • Failure-to-deposit penalty: 2-15% depending on how late

  • Important: FTA does NOT remove interest charges, estimated tax penalties, or accuracy-related penalties.


    Qualification requirements


    To qualify for first-time penalty abatement, you must meet ALL three criteria:


    1. No filing requirement OR clean filing history: Either you weren't required to file returns for the prior 3 tax years, OR you filed all required returns for those years

    2. All taxes paid: You paid (or arranged to pay) any tax owed for the prior 3 tax years

    3. No penalties: You have no penalties assessed for the prior 3 tax years (estimated tax penalties don't count against you)


    Example: How FTA saves money


    Consider a taxpayer who filed their 2025 return 4 months late and owed $8,000:


    Without FTA:

  • Failure-to-file penalty: 5% × 4 months = 20% × $8,000 = $1,600
  • Failure-to-pay penalty: 0.5% × 4 months = 2% × $8,000 = $160
  • Interest (estimated): $200
  • Total additional cost: $1,960

  • With FTA:

  • Failure-to-file penalty: $0 (abated)
  • Failure-to-pay penalty: $0 (abated)
  • Interest: $200 (not abated)
  • Total additional cost: $200
  • Savings: $1,760

  • How to request first-time penalty abatement


    Method 1: Phone (fastest)

    Call (866) 562-5227 and say: "I would like to request first-time penalty abatement for Notice [CP number] dated [date]. I believe I qualify because I have filed all required returns and paid all taxes for the prior three years with no penalties."


    The representative can verify your compliance history immediately and grant FTA on the call.


    Method 2: Written request

    Send a letter to the address on your penalty notice including:

  • Your name and Social Security number
  • Tax year and penalty notice number
  • Statement: "I request first-time penalty abatement pursuant to IRM 20.1.1.3.6.1"
  • Brief explanation of your clean compliance history

  • Method 3: Form 843

    File Form 843 (Claim for Refund and Request for Abatement) with the reason "First-time penalty abatement."


    Processing timeframes and what to expect



    Common misconceptions about FTA


    Myth: "It's only for first-time filers"

    Truth: It's for taxpayers with first-time penalties in a 3-year period


    Myth: "You can only use it once ever"

    Truth: You can use it once every 3+ years if you maintain clean compliance


    Myth: "Small penalties aren't worth requesting FTA"

    Truth: Even a $50 penalty is worth a 5-minute phone call with 88% success rate


    Myth: "The IRS will automatically apply FTA"

    Truth: You must request it - the IRS does not automatically grant FTA


    When FTA might be denied


  • You had penalties in any of the prior 3 tax years
  • You didn't file required returns in the prior 3 years
  • You have unpaid taxes from the prior 3 years
  • You previously used FTA within the past 3 years
  • The penalty was already paid (you'd need to file a refund claim instead)

  • Strategic use of FTA


    Since you can potentially use FTA every 3+ years, consider:

  • Don't rush to use it on small penalties if you expect larger penalties soon
  • Use it strategically when penalties are substantial (over $500)
  • Maintain clean compliance after using FTA to preserve future eligibility

  • What you should do


    1. Review your penalty notices to identify which penalties qualify for FTA removal

    2. Check your filing history for the past 3 years to confirm eligibility

    3. Call the IRS first - it's the fastest way to get FTA approved

    4. Use our return scanner to review your compliance history and identify any issues that might affect FTA eligibility

    5. Keep detailed records of your FTA request and approval for future reference


    Key takeaway: First-time penalty abatement removes failure-to-file and failure-to-pay penalties with an 88% approval rate for taxpayers with 3+ years of clean compliance history. A 5-minute phone call can save hundreds or thousands in penalties.

    *Sources: [IRS Publication 1](https://www.irs.gov/pub/irs-pdf/p1.pdf), [Internal Revenue Manual 20.1.1.3.6.1](https://www.irs.gov/irm/part20/irm_20-001-001#idm140036498075456)*

    Key Takeaway: First-time penalty abatement removes failure-to-file and failure-to-pay penalties with an 88% approval rate for taxpayers with 3+ years of clean compliance history. A 5-minute phone call can save hundreds or thousands in penalties.

    FTA-eligible vs. non-eligible penalties and their characteristics

    Penalty TypeCodeFTA EligibleTypical RateMaximum Amount
    Failure-to-file176Yes5% per month25% of tax owed
    Failure-to-pay166Yes0.5% per monthNo maximum
    Failure-to-deposit186Yes2-15%15% of deposit
    Estimated tax226NoVariableBased on underpayment
    Accuracy-related276No20%20% of underpayment

    More Perspectives

    MW

    Michelle Woodard, JD

    Taxpayers who received penalty notices and need to understand if first-time penalty abatement applies to their specific situation

    Understanding your penalty notice for FTA purposes


    When you receive an IRS penalty notice, look for these penalty codes to determine FTA eligibility:

  • Code 176: Failure-to-file penalty (eligible for FTA)
  • Code 166: Failure-to-pay penalty (eligible for FTA)
  • Code 186: Failure-to-deposit penalty (eligible for FTA)
  • Code 226: Estimated tax penalty (NOT eligible for FTA)
  • Code 276: Accuracy-related penalty (NOT eligible for FTA)

  • Quick FTA eligibility check


    Before calling the IRS, verify these three things:


    1. Look at your penalty notice date and work backwards 3 years. For a 2025 penalty, check tax years 2022, 2023, and 2024.


    2. Review your IRS account transcripts (available at IRS.gov) to confirm no penalties were assessed in those years.


    3. Verify all returns were filed and taxes paid for those years.


    If any of these fail, FTA won't be approved, but reasonable cause abatement might still be an option.


    What to expect when calling for FTA


    The IRS representative will:

  • Verify your identity with Social Security number and information from your return
  • Check your compliance history for the 3-year lookback period
  • Either approve FTA immediately or explain why you don't qualify
  • Send a confirmation letter within 2-4 weeks if approved

  • Typical call duration: 10-20 minutes including hold time

    Best times to call: Tuesday-Thursday, 10 AM - 2 PM


    If your FTA request is denied


    Don't assume the decision is final. Common reasons for initial denial and solutions:


  • "Shows penalty in lookback period": Request account transcripts to verify - sometimes penalties were assessed but later abated
  • "Unfiled return shows": Confirm the IRS has processed all your returns - sometimes there's a processing delay
  • "Previous FTA used": Verify the dates - you might be eligible if it's been 3+ years since the last FTA

  • You can request a supervisor review or submit additional documentation if you believe the denial was incorrect.


    Key takeaway: Check penalty codes on your notice first - only codes 176, 166, and 186 qualify for FTA. Call the IRS with your 3-year compliance history ready, and don't accept an initial denial without verifying the reasons.

    Key Takeaway: Check penalty codes on your notice first - only codes 176, 166, and 186 qualify for FTA. Call the IRS with your 3-year compliance history ready, and don't accept an initial denial without verifying the reasons.

    Sources

    first time penalty abatementFTApenalty reliefclean compliance history

    Reviewed by Diana Flores, EA on February 28, 2026

    This content is for educational purposes only and is not a substitute for professional tax advice. Consult a qualified tax professional for advice specific to your situation.