$Missed Deductions

Can I deduct a kitchen or bathroom remodel?

Homeowner Deductionsadvanced3 answers · 6 min readUpdated February 28, 2026

Quick Answer

You generally cannot deduct kitchen or bathroom remodel costs in the year you complete them. However, these improvements increase your home's cost basis, reducing capital gains when you sell. A $75,000 kitchen remodel could save $11,250-$15,000 in capital gains taxes (15-20% rate) when you eventually sell your home.

Best Answer

RK

Robert Kim, CPA

Best for homeowners considering significant kitchen or bathroom remodels and wanting to understand the tax implications

Top Answer

The immediate deduction reality


Kitchen and bathroom remodels are capital improvements, not deductible expenses in the year you complete them. Unlike repairs (which maintain existing condition), improvements add value or extend your home's life and must be added to your cost basis.


The key distinction:

  • Repair (deductible for rentals): Fixing a broken faucet, replacing worn tiles
  • Improvement (not immediately deductible): Complete kitchen gut renovation, luxury bathroom addition

  • How remodels save taxes when you sell


    Home improvements increase your "cost basis" — the amount you've invested in your home for tax purposes. This reduces taxable capital gains when you sell.


    Example: $75,000 kitchen remodel tax impact


    Your situation:

  • Home purchase price (2020): $400,000
  • Kitchen remodel (2026): $75,000
  • Sale price (2030): $650,000

  • Without the remodel:

  • Cost basis: $400,000
  • Capital gain: $250,000 ($650,000 - $400,000)
  • Capital gains tax: $37,500-$50,000 (15-20% rate)

  • With the remodel:

  • Cost basis: $475,000 ($400,000 + $75,000)
  • Capital gain: $175,000 ($650,000 - $475,000)
  • Capital gains tax: $26,250-$35,000 (15-20% rate)
  • Tax savings: $11,250-$15,000

  • What improvements qualify for cost basis



    The $250,000/$500,000 exclusion interaction


    If you qualify for the home sale exclusion ($250,000 for single filers, $500,000 for married filing jointly), your remodel cost basis may not matter — unless your gains exceed the exclusion.


    When remodel basis matters most:

  • High-value homes with gains over $500,000 (married)
  • Investment properties (no exclusion available)
  • Second homes (no exclusion available)
  • Homes owned less than 2 years (no exclusion available)

  • Special situations where remodels ARE immediately deductible


    Home office: If 10% of your kitchen serves as your business office space, you can deduct 10% of the remodel cost.


    Rental property: Complete kitchen/bathroom remodels in rental properties are deductible business expenses (though you may need to depreciate over several years rather than deduct immediately).


    Medical necessity: Bathroom modifications for medical reasons (wheelchair accessibility, safety features) may qualify as medical expense deductions if they exceed 7.5% of your AGI.


    Documentation to keep forever


    Essential records for cost basis:

  • All contractor invoices and receipts
  • Building permits
  • Before/after photos
  • Material receipts (flooring, fixtures, appliances)
  • Labor costs (even if you did some work yourself, track material costs)

  • Strategic timing considerations


    Bunch improvements in one year: If you're doing multiple home projects, completing them in the same year simplifies record-keeping and maximizes your cost basis adjustment.


    Pre-sale improvements: Improvements completed within 90 days of listing your home may qualify for special "selling cost" treatment, potentially providing even better tax benefits.


    What you should do


    1. Track every expense: Keep detailed records of all improvement costs

    2. Separate improvements from repairs: Only improvements add to cost basis

    3. Consider timing: Plan major improvements strategically around potential home sales

    4. Consult a pro: For expensive remodels ($100,000+), consider professional tax advice


    [Use our refund estimator](https://misseddeductions.com/tools/refund-estimator) to see how home sale exclusions and cost basis adjustments affect your potential tax liability.


    Key takeaway: Kitchen and bathroom remodels aren't immediately deductible but increase your home's cost basis, potentially saving $11,250-$15,000 in capital gains taxes on a $75,000 renovation when you eventually sell.

    *Sources: [IRS Publication 523](https://www.irs.gov/pub/irs-pdf/p523.pdf), [IRS Publication 551](https://www.irs.gov/pub/irs-pdf/p551.pdf)*

    Key Takeaway: Kitchen and bathroom remodels increase your home's cost basis rather than providing immediate deductions, potentially saving $11,250-$15,000 in capital gains taxes on a $75,000 project when you sell.

    Tax treatment of kitchen and bathroom remodels by property type and situation

    Property TypeImmediate DeductionTax BenefitTimeline
    Primary residenceNoCost basis increaseWhen you sell
    Rental propertyNo (depreciate)$2,182/yr on $60k remodel27.5 years
    Medical necessityPartialExcess over 7.5% AGICurrent year
    Home office portionYes (business %)Business use percentageCurrent year

    More Perspectives

    RK

    Robert Kim, CPA

    Best for landlords renovating rental property kitchens and bathrooms who can deduct these as business expenses

    Rental property remodels: Immediate tax benefits


    Unlike personal residences, kitchen and bathroom remodels in rental properties are deductible business expenses. However, the IRS requires you to depreciate major improvements rather than deduct them immediately.


    Example: $60,000 rental property kitchen renovation


    Depreciation schedule:

  • Total improvement cost: $60,000
  • Depreciation period: 27.5 years (residential rental property)
  • Annual deduction: $2,182 ($60,000 ÷ 27.5)
  • Tax savings (32% bracket): $698 annually
  • Total tax savings over 27.5 years: $19,200

  • Repairs vs. improvements for rentals


    Immediately deductible repairs:

  • Replacing broken cabinet doors
  • Fixing leaky faucets
  • Repairing damaged tile
  • Repainting existing surfaces

  • Depreciable improvements:

  • Complete kitchen gut renovation
  • Adding a bathroom
  • Upgrading to luxury fixtures
  • Installing new flooring throughout

  • Section 179 and bonus depreciation


    Some improvement components may qualify for accelerated depreciation:

  • Appliances: Often qualify for Section 179 immediate expensing
  • Personal property elements: Removable fixtures, some flooring
  • Bonus depreciation: May apply to certain improvement components

  • Strategy: Work with your CPA to identify which portions of a remodel qualify for immediate expensing versus 27.5-year depreciation.


    Key takeaway: Rental property kitchen and bathroom remodels provide immediate tax benefits through depreciation, generating $698+ in annual tax savings on a $60,000 renovation for investors in the 32% bracket.

    Key Takeaway: Rental property kitchen and bathroom remodels qualify for depreciation deductions, providing $698+ in annual tax savings on a $60,000 renovation for investors in the 32% bracket.

    RK

    Robert Kim, CPA

    Best for homeowners making bathroom modifications for medical or accessibility reasons

    Medical necessity bathroom modifications


    Bathroom remodels required for medical reasons may qualify as deductible medical expenses, but only the portion that exceeds what a typical improvement would cost.


    Example: Accessible bathroom renovation


    Total bathroom remodel cost: $45,000

    Typical bathroom remodel cost: $25,000

    Medical necessity premium: $20,000


    Medical expense calculation:

  • Your AGI: $80,000
  • Medical expense threshold: $6,000 (7.5% of AGI)
  • Other medical expenses: $3,000
  • Total qualifying medical expenses: $23,000 ($20,000 + $3,000)
  • Deductible amount: $17,000 ($23,000 - $6,000 threshold)

  • Qualifying medical modifications


    Bathroom accessibility features:

  • Walk-in showers or tubs
  • Grab bars and safety railings
  • Wheelchair-accessible vanities
  • Non-slip flooring
  • Raised toilet seats
  • Accessible door hardware

  • Documentation required:

  • Physician's written recommendation
  • Itemized contractor invoices
  • Comparison quotes for standard vs. accessible features
  • Medical records supporting necessity

  • Kitchen modifications for medical needs


    Less common but possible:

  • Lowered countertops for wheelchair access
  • Special cabinet hardware for limited mobility
  • Accessible appliance placement

  • Key limitation: You can only deduct the *excess* cost of medical features over standard improvements, and only if your total medical expenses exceed 7.5% of AGI.


    Key takeaway: Bathroom modifications for medical necessity can be partially deductible as medical expenses, but only the premium cost over standard improvements and only if total medical expenses exceed 7.5% of your income.

    Key Takeaway: Medical necessity bathroom modifications are partially deductible as medical expenses, but only the premium cost over standard improvements and only if total medical costs exceed 7.5% of AGI.

    Sources

    kitchen remodelbathroom remodelhome improvementscost basiscapital gains

    Reviewed by Robert Kim, CPA on February 28, 2026

    This content is for educational purposes only and is not a substitute for professional tax advice. Consult a qualified tax professional for advice specific to your situation.