$Missed Deductions

Does my state have a child tax credit?

State Tax Issuesintermediate2 answers · 5 min readUpdated February 28, 2026

Quick Answer

15 states plus DC offer their own child tax credits or similar benefits, ranging from $50 to $1,000+ per child. California leads with up to $1,083 per child under 6, while states like Colorado, Connecticut, and New Mexico offer credits worth $300-$600 per qualifying child annually.

Best Answer

RK

Robert Kim, Tax Return Analyst

Parents with qualifying children who want to maximize both federal and state child tax credits

Top Answer

Which states offer child tax credits?


As of 2026, 15 states plus the District of Columbia offer their own child tax credits or similar benefits beyond the federal $2,000 Child Tax Credit. According to the Tax Policy Center, these state credits can add $50 to $1,083 per child to your annual tax refund, but many families miss them because they're not automatic.


These state credits work independently of the federal credit, meaning you can claim both. The state credit calculations often mirror federal rules but may have different income limits, age requirements, or credit amounts.


Example: California Young Child Tax Credit calculation


Family scenario: Married filing jointly, $75,000 income, two children (ages 3 and 8)


Federal Child Tax Credit:

  • Child 1 (age 3): $2,000
  • Child 2 (age 8): $2,000
  • Federal total: $4,000

  • California Young Child Tax Credit (2026):

  • Child 1 (under 6): $1,083
  • Child 2 (over 6): $0 (doesn't qualify)
  • California total: $1,083

  • Combined benefit: $5,083 ($1,083 more than federal alone)


    State child tax credit comparison



    Key differences from federal credit


    Income limits vary significantly:

  • Federal credit phases out at $400,000 (MFJ) vs. state limits often much lower
  • California phases out starting at $75,000 vs. Colorado at $85,000
  • Some states (Idaho, New Mexico) have no income limits

  • Age requirements differ:

  • Federal: Under 17 at year-end
  • Some states: Only children under 6 qualify (California, Colorado, Vermont)
  • Others follow federal age rules

  • Refundability matters:

  • Refundable credits can exceed your tax liability (you get money back)
  • Non-refundable credits only reduce taxes owed to zero

  • States with NO child tax credit


    35 states don't offer state child tax credits:

    Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, West Virginia, Wisconsin, Wyoming.


    However, some of these states offer other family benefits like dependent exemptions or childcare credits.


    What you should do


    1. Check your state tax form for child-related credits during filing

    2. Don't assume automatic calculation — many tax software programs miss state credits

    3. Gather required documentation: Social Security numbers, birth certificates, childcare receipts

    4. File even if you don't owe state taxes — refundable credits can generate refunds

    5. Consider timing — some credits have different qualification dates than federal


    [Use our refund estimator](refund-estimator) to calculate your potential state and federal child tax credit benefits.


    Key takeaway: 15 states offer child tax credits worth $50-$1,083 per child beyond the federal $2,000 credit, but you must specifically claim them on your state return.

    *Sources: [IRS Publication 972](https://www.irs.gov/pub/irs-pdf/p972.pdf), [Tax Policy Center State Tax Analysis](https://www.taxpolicycenter.org/briefing-book/what-are-child-tax-credits)*

    Key Takeaway: 15 states offer child tax credits worth $50-$1,083 per child beyond the federal $2,000 credit, but you must specifically claim them on your state tax return.

    State child tax credit amounts and eligibility by state

    StateCredit AmountAge LimitIncome Limit (MFJ)Refundable?
    CaliforniaUp to $1,083Under 6$75,000Yes
    Colorado$1,200Under 6$85,000Yes
    Connecticut$300Under 17$200,000No
    Idaho$205Under 17No limitNo
    Maine$300Under 17VariesPartial
    MarylandUp to $500Under 17$75,000No
    Massachusetts$180-$400Under 17$75,000No
    New Mexico$600Under 17No limitYes
    New YorkUp to $330Under 17$150,000Yes
    Oklahoma$1,000Under 17$100,000Yes
    Vermont$1,000Under 6$125,000Yes

    More Perspectives

    RK

    Robert Kim, Tax Return Analyst

    Grandparents or older adults who may be eligible for child tax credits if they're supporting qualifying children

    Can grandparents claim state child tax credits?


    Yes, if you're a grandparent (or other relative) who provides primary support for a qualifying child, you may be eligible for both federal and state child tax credits. According to the Census Bureau, about 2.9 million grandparents are primary caregivers for grandchildren, and many don't realize they qualify for these valuable credits.


    Qualifying child requirements for grandparents:

  • Child lived with you for more than half the year
  • You provided more than half their financial support
  • Child is under 17 (federal) or meets state age limits
  • Child didn't provide more than half their own support

  • Example calculation for Colorado:

    Grandparent with custody of 4-year-old grandchild, $45,000 retirement income:

  • Federal Child Tax Credit: $2,000
  • Colorado Child Tax Credit: $1,200 (child under 6)
  • Total benefit: $3,200

  • Special considerations for senior caregivers


  • Lower income limits may help: Many seniors have retirement income below state credit phase-out thresholds
  • Claiming vs. dependency: You must claim the child as a dependent to get the credit
  • Coordination with parents: Only one person can claim the child tax credit per year
  • Documentation matters: Keep records showing the child lived with you and you provided support

  • Many senior caregivers miss these credits because they assume only parents qualify. If you're raising a grandchild or other relative, investigate both state and federal child tax credit eligibility.


    Key takeaway: Grandparents and other relatives raising children can claim state child tax credits if they meet qualifying child requirements, often totaling $2,000-$4,000+ per child.

    Key Takeaway: Grandparents and relatives who are primary caregivers can claim state child tax credits worth $2,000-$4,000+ per qualifying child if they meet support and residency requirements.

    Sources

    state child tax creditstate taxestax creditsfamily tax benefits

    Reviewed by Robert Kim, Tax Return Analyst on February 28, 2026

    This content is for educational purposes only and is not a substitute for professional tax advice. Consult a qualified tax professional for advice specific to your situation.